Borrow $500-$50,000 to consolidate debt, cover unexpected expenses or give your budget flexibility.
Start with a loan quote to find out how much money you could qualify for – it’s quick and won’t impact your credit score.
Interested in borrowing money for a reason other than a vehicle purchase? Our trusted partner, Fairstone, offers secured and unsecured personal loans online and at 240+ branches coast to coast. With almost 100 years of Canadian lending experience, Fairstone can find an affordable loan solution that suits your needs, budget and lifestyle.
Unsecured personal loan
$5,00-$25,000
Get the money you need with manageable and affordable payments that fit your budget.
Details:
Secured personal loan
$5,000-$50,000
Use home equity to access lower interest rates, lower payments and more money.
Details:
What can you use a Fairstone Personal loan for?
1
Get a loan quote
Enter a few simple details to find out how much money you could qualify for in minutes – no obligation, no impact to your credit score
2
Connect with a Lending Specialist
A Fairstone Lending Specialist will be in touch to customize your loan details and answer any questions you may have
3
Receive your money quickly
Finalize your loan application online or in-branch and have your money in as little as 24 hours
1
Free Loan Quote
You can get a quick, no-obligation loan quote by answering a few basic questions
2
Affordable payments
Fairstone will customize your loan and create a payment schedule that fits your needs, budget and lifestyle
3
Loans online or in branch
Fairstone offers a quick and secure loan application online or at 240+ branches across Canada
4
Personalized service
Whether you get a loan online or in branch, you’ll receive one-on-one service from a knowledgeable Lending Specialist
Compare Fairstone personal loan options to find out which one is right for you
Product |
Unsecured Personal Loan |
Secured Personal Loan |
---|---|---|
Loan amount |
$500 - $25,000 |
$5,000 - $50,000 |
Interest Rate |
26.99% to 39.99% |
19.99% to 23.99% |
Term |
6 - 60 months |
36 - 120 months |
Secured |
No |
Yes |
Home ownership required |
No |
Yes |
Payments |
Fixed |
Fixed |
Repayment terms |
Bi-weekly, semi-monthly or monthly |
Bi-weekly, semi-monthly or monthly |
Fees |
None |
Varies by province |
Prepayment penalties |
None |
Yes |
Time to process |
< 1 day |
3+ days (varies by location) |
Guarantee |
14 days |
3 days |
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