Personal loans up to $50,000 from Fairstone

Borrow $500-$50,000 to consolidate debt, cover unexpected expenses or give your budget flexibility.

Start with a loan quote to find out how much money you could qualify for – it’s quick and won’t impact your credit score.

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Fairstone personal loans from $500-$50,000

Interested in borrowing money for a reason other than a vehicle purchase? Our trusted partner, Fairstone, offers secured and unsecured personal loans online and at 240+ branches coast to coast. With almost 100 years of Canadian lending experience, Fairstone can find an affordable loan solution that suits your needs, budget and lifestyle.

Unsecured personal loan

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$5,00-$25,000

Get the money you need with manageable and affordable payments that fit your budget.

Details:

  • No homeownership required
  • No pre-payment penalties
  • Money as soon as today

Secured personal loan

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$5,000-$50,000

Use home equity to access lower interest rates, lower payments and more money.

Details:

  • Homeownership required
  • Best value for homeowners
  • Flexible loan terms

What can you use a Fairstone Personal loan for?

Consolidate your debts and bills
Combine multiple bills and get out of debt faster with one simple monthly payment.
Cover emergency expenses
Manage urgent or unexpected expenses like auto repairs with funds in as little as 24 hours.
Manage home repairs and renovations
Manage small or large home upgrades like new appliances, a roof, flooring, paint and more.
Cover wedding expenses
Manage planned wedding expenses like vendor deposits and attire, or last-minute unexpected costs
Give your travel budget flexibility
Manage the cost of last-minute travel expenses and urgent trips or plan the perfect vacation.
Manage pet & vet bills
Cover emergency vet expenses like surgeries, procedures and medication, so you can get your pet the care they need.

How to get a personal loan from Fairstone

1

Get a loan quote

Enter a few simple details to find out how much money you could qualify for in minutes – no obligation, no impact to your credit score

2

Connect with a Lending Specialist

A Fairstone Lending Specialist will be in touch to customize your loan details and answer any questions you may have

3

Receive your money quickly

Finalize your loan application online or in-branch and have your money in as little as 24 hours

Why Canadians choose Fairstone personal loans

1

Free Loan Quote

You can get a quick, no-obligation loan quote by answering a few basic questions

2

Affordable payments

Fairstone will customize your loan and create a payment schedule that fits your needs, budget and lifestyle

3

Loans online or in branch

Fairstone offers a quick and secure loan application online or at 240+ branches across Canada

4

Personalized service

Whether you get a loan online or in branch, you’ll receive one-on-one service from a knowledgeable Lending Specialist

Compare Fairstone personal loan options to find out which one is right for you

Product
details

Unsecured Personal Loan

Secured Personal Loan

Loan amount

$500 - $25,000

$5,000 - $50,000

Interest Rate

26.99% to 39.99%

19.99% to 23.99%

Term

6 - 60 months

36 - 120 months

Secured

No

Yes

Home ownership required

No

Yes

Payments

Fixed

Fixed

Repayment terms

Bi-weekly, semi-monthly or monthly

Bi-weekly, semi-monthly or monthly

Fees

None

Varies by province

Prepayment penalties

None

Yes

Time to process

< 1 day

3+ days (varies by location)

Guarantee

14 days

3 days

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